Mortgage Loans

With a home mortgage loan, banks charge an interest rate when lending out money. The lower your interest rate, the lower your monthly mortgage payments will be. So what interest rate will you be charged? It depends mainly on your credit score, the size of your down payment, and the current state of the financial market. There are two popular types of home loans to choose from: fixed-rate, which has the same steady rate for the life of the loan, and adjustable-rate (ARM) which will have rates that may rise or fall with time.

U.S. Lenders and Financial Institutions

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